I have searched both Kali forums and the general web, with no solution that solves this particular problem.

Environment: Win10 host, with a VirtualBox VM running Kali 2.0 fresh install.
I have enabled SSH server on the VM with the guide found here: http://www.blackmoreops.com/2014/06/...ux-remote-ssh/.
The SSH server appears to be running:
Code:
ryan@ryan-kali:~$ sudo chkconfig ssh
ssh  on
I am trying to SSH via a NON-ROOT user account by the name of "ryan" (because I'm just creative like that). Though, I have the same behavior with root when I allow it in the config file.

Normally, I'm trying to SSH from the Windows host via IP (bridged network adapter) to the VM. However, to troubleshoot, I ran the command locally:
Code:
ryan@ryan-kali:~$ ssh -v -v -v localhost
OpenSSH_6.7p1 Debian-5, OpenSSL 1.0.1k 8 Jan 2015
debug1: Reading configuration data /etc/ssh/ssh_config
debug1: /etc/ssh/ssh_config line 19: Applying options for *
debug2: ssh_connect: needpriv 0
debug1: Connecting to localhost [::1] port 22.
debug1: Connection established.
debug1: key_load_public: No such file or directory
debug1: identity file /home/ryan/.ssh/id_rsa type -1
debug1: key_load_public: No such file or directory
debug1: identity file /home/ryan/.ssh/id_rsa-cert type -1
debug1: key_load_public: No such file or directory
debug1: identity file /home/ryan/.ssh/id_dsa type -1
debug1: key_load_public: No such file or directory
debug1: identity file /home/ryan/.ssh/id_dsa-cert type -1
debug1: key_load_public: No such file or directory
debug1: identity file /home/ryan/.ssh/id_ecdsa type -1
debug1: key_load_public: No such file or directory
debug1: identity file /home/ryan/.ssh/id_ecdsa-cert type -1
debug1: key_load_public: No such file or directory
debug1: identity file /home/ryan/.ssh/id_ed25519 type -1
debug1: key_load_public: No such file or directory
debug1: identity file /home/ryan/.ssh/id_ed25519-cert type -1
debug1: Enabling compatibility mode for protocol 2.0
debug1: Local version string SSH-2.0-OpenSSH_6.7p1 Debian-5
debug1: Remote protocol version 2.0, remote software version OpenSSH_6.7p1 Debian-5
debug1: match: OpenSSH_6.7p1 Debian-5 pat OpenSSH* compat 0x04000000
debug2: fd 3 setting O_NONBLOCK
debug3: load_hostkeys: loading entries for host "localhost" from file "/home/ryan/.ssh/known_hosts"
debug3: load_hostkeys: found key type ECDSA in file /home/ryan/.ssh/known_hosts:1
debug3: load_hostkeys: loaded 1 keys
debug3: order_hostkeyalgs: prefer hostkeyalgs: [email protected],[email protected],[email protected],ecdsa-sha2-nistp256,ecdsa-sha2-nistp384,ecdsa-sha2-nistp521
debug1: SSH2_MSG_KEXINIT sent
debug1: SSH2_MSG_KEXINIT received
debug2: kex_parse_kexinit: [email protected],ecdh-sha2-nistp256,ecdh-sha2-nistp384,ecdh-sha2-nistp521,diffie-hellman-group-exchange-sha256,diffie-hellman-group14-sha1,diffie-hellman-group-exchange-sha1,diffie-hellman-group1-sha1
debug2: kex_parse_kexinit: [email protected],[email protected],[email protected],ecdsa-sha2-nistp256,ecdsa-sha2-nistp384,ecdsa-sha2-nistp521,[email protected],[email protected],[email protected],[email protected],[email protected],ssh-ed25519,ssh-rsa,ssh-dss
debug2: kex_parse_kexinit: aes128-ctr,aes192-ctr,aes256-ctr,[email protected],[email protected],[email protected],arcfour256,arcfour128,aes128-cbc,3des-cbc,blowfish-cbc,cast128-cbc,aes192-cbc,aes256-cbc,arcfour,[email protected]
debug2: kex_parse_kexinit: aes128-ctr,aes192-ctr,aes256-ctr,[email protected],[email protected],[email protected],arcfour256,arcfour128,aes128-cbc,3des-cbc,blowfish-cbc,cast128-cbc,aes192-cbc,aes256-cbc,arcfour,[email protected]
debug2: kex_parse_kexinit: [email protected],[email protected],[email protected],[email protected],[email protected],[email protected],[email protected],hmac-sha2-256,hmac-sha2-512,hmac-sha1,[email protected],[email protected],[email protected],[email protected],hmac-md5,hmac-ripemd160,[email protected],hmac-sha1-96,hmac-md5-96
debug2: kex_parse_kexinit: [email protected],[email protected],[email protected],[email protected],[email protected],[email protected],[email protected],hmac-sha2-256,hmac-sha2-512,hmac-sha1,[email protected],[email protected],[email protected],[email protected],hmac-md5,hmac-ripemd160,[email protected],hmac-sha1-96,hmac-md5-96
debug2: kex_parse_kexinit: none,[email protected],zlib
debug2: kex_parse_kexinit: none,[email protected],zlib
debug2: kex_parse_kexinit: 
debug2: kex_parse_kexinit: 
debug2: kex_parse_kexinit: first_kex_follows 0 
debug2: kex_parse_kexinit: reserved 0 
debug2: kex_parse_kexinit: [email protected],ecdh-sha2-nistp256,ecdh-sha2-nistp384,ecdh-sha2-nistp521,diffie-hellman-group-exchange-sha256,diffie-hellman-group14-sha1
debug2: kex_parse_kexinit: ssh-rsa,ssh-dss,ecdsa-sha2-nistp256,ssh-ed25519
debug2: kex_parse_kexinit: aes128-ctr,aes192-ctr,aes256-ctr,[email protected],[email protected],[email protected]
debug2: kex_parse_kexinit: aes128-ctr,aes192-ctr,aes256-ctr,[email protected],[email protected],[email protected]
debug2: kex_parse_kexinit: [email protected],[email protected],[email protected],[email protected],[email protected],[email protected],[email protected],hmac-sha2-256,hmac-sha2-512,hmac-sha1
debug2: kex_parse_kexinit: [email protected],[email protected],[email protected],[email protected],[email protected],[email protected],[email protected],hmac-sha2-256,hmac-sha2-512,hmac-sha1
debug2: kex_parse_kexinit: none,[email protected]
debug2: kex_parse_kexinit: none,[email protected]
debug2: kex_parse_kexinit: 
debug2: kex_parse_kexinit: 
debug2: kex_parse_kexinit: first_kex_follows 0 
debug2: kex_parse_kexinit: reserved 0 
debug2: mac_setup: setup [email protected]
debug1: kex: server->client aes128-ctr [email protected] none
debug2: mac_setup: setup [email protected]
debug1: kex: client->server aes128-ctr [email protected] none
debug1: sending SSH2_MSG_KEX_ECDH_INIT
debug1: expecting SSH2_MSG_KEX_ECDH_REPLY
debug1: Server host key: ECDSA ff:a0:aa:2a:7c:2d:1a:d3:4d:56:5f:6d:6b:f3:91:05
debug3: load_hostkeys: loading entries for host "localhost" from file "/home/ryan/.ssh/known_hosts"
debug3: load_hostkeys: found key type ECDSA in file /home/ryan/.ssh/known_hosts:1
debug3: load_hostkeys: loaded 1 keys
debug1: Host 'localhost' is known and matches the ECDSA host key.
debug1: Found key in /home/ryan/.ssh/known_hosts:1
debug2: kex_derive_keys
debug2: set_newkeys: mode 1
debug1: SSH2_MSG_NEWKEYS sent
debug1: expecting SSH2_MSG_NEWKEYS
debug2: set_newkeys: mode 0
debug1: SSH2_MSG_NEWKEYS received
debug1: Roaming not allowed by server
debug1: SSH2_MSG_SERVICE_REQUEST sent
debug2: service_accept: ssh-userauth
debug1: SSH2_MSG_SERVICE_ACCEPT received
debug2: key: /home/ryan/.ssh/id_rsa ((nil)),
debug2: key: /home/ryan/.ssh/id_dsa ((nil)),
debug2: key: /home/ryan/.ssh/id_ecdsa ((nil)),
debug2: key: /home/ryan/.ssh/id_ed25519 ((nil)),
debug1: Authentications that can continue: publickey,password,keyboard-interactive
debug3: start over, passed a different list publickey,password,keyboard-interactive
debug3: preferred gssapi-keyex,gssapi-with-mic,publickey,keyboard-interactive,password
debug3: authmethod_lookup publickey
debug3: remaining preferred: keyboard-interactive,password
debug3: authmethod_is_enabled publickey
debug1: Next authentication method: publickey
debug1: Trying private key: /home/ryan/.ssh/id_rsa
debug3: no such identity: /home/ryan/.ssh/id_rsa: No such file or directory
debug1: Trying private key: /home/ryan/.ssh/id_dsa
debug3: no such identity: /home/ryan/.ssh/id_dsa: No such file or directory
debug1: Trying private key: /home/ryan/.ssh/id_ecdsa
debug3: no such identity: /home/ryan/.ssh/id_ecdsa: No such file or directory
debug1: Trying private key: /home/ryan/.ssh/id_ed25519
debug3: no such identity: /home/ryan/.ssh/id_ed25519: No such file or directory
debug2: we did not send a packet, disable method
debug3: authmethod_lookup keyboard-interactive
debug3: remaining preferred: password
debug3: authmethod_is_enabled keyboard-interactive
debug1: Next authentication method: keyboard-interactive
debug2: userauth_kbdint
debug2: we sent a keyboard-interactive packet, wait for reply
debug2: input_userauth_info_req
debug2: input_userauth_info_req: num_prompts 1
Password: 
debug1: Authentications that can continue: publickey,password,keyboard-interactive
debug2: userauth_kbdint
debug2: we sent a keyboard-interactive packet, wait for reply
debug2: input_userauth_info_req
debug2: input_userauth_info_req: num_prompts 1
Password: